home | about | mortgage portfolio | links | testimonials | resources | contact us  

St. Augustine

Credit Challenged

Not everyone has perfect credit in the 700-800 FICO range. We often consult with individuals with credit below 620 or who have a recent bankruptcy. We try to make home ownership affordable for everyone. We can recommend helpful tips and resources for improving your credit and using non-traditional and alternative credit sources.

Help: AnnualCreditReport.com is the official site to help consumers to obtain their free credit report. This central site allows you to request a free credit file disclosure, once every 12 months from each of the nationwide consumer credit reporting companies. If you believe your credit reporting is inaccurate, you can dispute online by contacting: Equifax, Experian and TransUnion.